How to prevent bank card hi-tech crimes from being "high"

Private cameras installed on ATMs, "citizens' ID cards" generated on the Internet, and "puppet cards" swiped by cashing out... Shanghai police found that bank card crimes are increasingly "high-tech". The police said that the current level of professionalism of the international pseudo-card group is continuously increasing, forming a "one-stop" industrial chain with division of labor and cooperation. The source management of card issuing banks and credit card merchants must be strengthened. Bank card users must also look after their own personal information.

"High-tech" Fraud: Camera Dollying

Shanghai police have already cracked more than 1,600 bankcard crimes this year, arrested more than 730 suspects and recovered more than 20 million yuan in economic losses. In handling the case, the police found that bank card crimes tend to be "high-tech".

Shanghai police recently dismantled a “high-tech” credit card fraud criminal gang. The criminal suspects stole more than 200 credit card information from others, forged more than 70 credit card information, and stole credit card fees by installing card readers and pinhole cameras on ATMs. More than 800,000 yuan of funds. Wu Changzhong, deputy director of the Public Security Bureau of Pudong New Area, Shanghai, said that in this case, criminals used criminal tools with high-tech content to commit crimes, which was highly concealed.

At the end of May this year, the Economic Investigation Detachment of Shanghai Hongkou Public Security Bureau successfully detected a credit card fraud case for overseas returnees. The police found that after Zhang, who settled in a foreign country, returned to Shanghai, he made a number of fake cards that he could use by receiving credit card track information from the Internet and using tools such as card readers. Later, another suspect sued to find illegal cash merchants and transferred them to Shanghai local credit card “cattle” at a price of RMB 20,000 each. Recently, suspects such as Zhang and Li, who were suspected of credit card fraud crimes, have been detained by criminals. The police said that the current level of professionalism of the international pseudo-card group is continuously increasing, forming a "one-stop" industrial chain with division of labor and cooperation. To strengthen inspection of ATMs and improve hardware equipment in a timely manner

With the increasing dependence of the national economy on bankcards, the destructiveness of bankcard crimes will increase, and the security of bankcards cannot be ignored.

Recently, an ID card generator software has become popular on the Internet. Simply fill in the basic information such as the name, gender, ethnicity and date of birth of a citizen, and upload an ID photo to create a very realistic copy of the ID card. ". The police reminded that when banks verify their citizenship, they must be wary of such fake documents and strengthen the inspection of the originals. At the same time, banks should also strengthen inspections of ATMs and improve hardware equipment in a timely manner.

At present, some credit card merchants, with a sense of chance, are driven by interest, and take advantage of knowingly committing common crimes to help criminals illegally cash out. The police believe that it is necessary to increase awareness of the legal system of credit card merchants and raise the cost of illegality. According to the “Interpretation of Several Issues Concerning the Specific Application of Law in Handling Criminal Cases Impairing Credit Card Management”, in violation of relevant regulations of the State, and using methods such as point-of-sale terminal equipment (POS machines), they use fake transactions, virtual open prices, and cash returns to credit card holders. Cardholders will directly pay cash and serious acts will be convicted and punished for illegal business operations. Use the card household to prevent the key: look after good personal information

The public security department stated that the most critical thing is to take care of personal information such as their own ID number, bank card number and password.

The police also taught a lot of precautions against "tricks": When operating and entering passwords on ATMs, attention should be paid to blockages, to prevent illegally installed cameras from peeping at passwords, and to constantly check whether there are abnormal changes in the amounts on their accounts; to keep personally identifiable information, The personal information on the recruitment website is cleared in time to prevent personal information from being used by criminals; bank cards should not be displayed in public, and the bank card will not be out of sight when the card is used for consumption.